Government want to increase Birth Rate But....

[yang]

we hesitate to have 2nd child or more.

[Alaska]

that's why my house is vey simple.
Slimming, bull shit, can do own exercise will do.
massage chair? aiyah after sometime become white elephant.
beauty, satisfy with what God has blessed.
No fancy electronics at all.


The loan I have now is car & house. Lucky we only opt for 10 years loan from HDB, 4 more years to finish.

As for car, take it as exchange with time and convenient. Company gives transport allowance.

[Americano]

Well, many Sinkies pursue material goods to satisfy their lifestyle, to show that they are "there".
Remember the 5 Cs?? There is a 6 C. Thats Coffin. Hahaha

[PowerPuffGirl]

Well, many Sinkies pursue material goods to satisfy their lifestyle, to show that they are "there".
Remember the 5 Cs?? There is a 6 C. Thats Coffin. Hahaha

Already. Many Yuppy couples buy condo without considerating the interest rates. Its float leh..1% make a hell of difference. But some pple hiong hiong buy. Hope tat they can reap a sum some yrs later. Then there are some lagee good. Buy and think tat they can rent out to cover loan. With so many pple thinking of the same thing, its really difficult to make money out of it. Lets see how many more pple jump the mrt when recession comes. Last recession is 1997. Normally, its 10yrs cycle. Wht goes up muz come down. Pray..hope the IR will build fast enuf to cushion the hit.