u mean to say govt hospital also have cord blood banking facility for private use?
coz once donated to public cord blood bank u have no access to it anymore.
You can do private CCB in a public hospital. When you sign up with a private CBB, someone from there will come by during the delivery to collect the cordblood.
If you donate to public CBB, your gynae collect it for you if you deliver at a public hospital.
The payment part about using cordblood from public CBB is not something that I have heard of. Are you sure that lady furnished you the correct information. If I am not wrong, while you have no access to your own cordblood when need arises, they will
1. check if your own cordblood is still available since most samples are stored for research and emergency uses,
2. search for suitable matches for you at public CBB and private CBB. I think you have to pay the private CBB for the use of the cordblood. (You should not pay public CBB, probably a nominal fee for laboratory extraction and what have you. This is what I think and not so sure)