Lucky draw to get low-wage workers to join CPF scheme

[biscuit]

Every month finance your money properly. Make sure spent within your mean. It applies to all (rich or poor). What futures hold no one can predict & there are a lot of uncertainties await us.   

[Stallion]

It's true that we should plan our spending wisely.
But with all the unexpected price hikes one after another, it is really not easy.

[Alaska]

depends also on individuals spending habits.

Some people knowing that they are on budget, they also want to follow what high-end people are using/doing.

[eothian]

I think people with credit cards better control their spending. There are a couple of bad debts from credit cards companies that they made these people go bankrupt.

Everytime, there will be a string of bankrupts (names and IC) printed in the Straits Times under the "Notice" section. You can see most of these people are below 30. Sad case.