logically wat you say makes sense. but if citizens of a 1st world country has to resort to such "sacrifices" to have a decent life, what difference are we as compared to other 3rd world countries? and if we are living like the life of a 3rd world country, why are we paying our leaders so much money for?
Which means most sinkies are caught in debt traps?
Obviously. Housing, Cars, Insurances, Children's education. Then we ve a choice.
House: Live with parents
Car/Insurances: Dun buy
Children's education: Dun give birth
NO CREDITS CARDS, NO SHOPPING, NO RESTAURANT FOOD, NO HANDPHONE, NO HOLIDAYS = MINIMUM DEBT.