After reading the comments here. I am curious if the living expenses are that high. Let me start off with the monthly bills that a Sinkie has to pay every month.
Housing Related
1. SC & C
2. Utilities
3. HDB Loan - check ur statement and see the interest u are paying. easily few hundred per month!
4. Renovation
Monthly Bills
5. HP
6. Internet connection
Any more to add?
Season parking -
Petrol |
Road tax |
Car insurance |-- Better to go on public transport
Maintenance |
Car mthly instalment |
Coupons |
Car tyres _
TV license
Radio license
Maid Levy etc.....
Our DEBTS & LIABILITIES just adds on....